stile
Concepts

Verification Methods

The full menu of verification methods a workflow can offer — from government digital credentials to age estimation — and how strong each one is.

A method is a single way a user can prove their age or identity. You don't choose methods per request — you curate them on a workflow, and Stile compiles the session's method list from that selection, filtered by the user's jurisdiction. This page is the reference for every method available, grouped by how it works.

Methods are filtered by jurisdiction

A workflow can list a method that isn't valid everywhere. At session time, Stile removes methods that aren't recognized in the user's detected jurisdiction — for example, mDL is dropped in markets that don't accept digital driver's licenses.

Government digital credentials

Wallet-held, government-issued credentials — the highest-assurance methods, presented directly from the user's phone.

MethodValueWhat it is
Mobile Driver's LicensemdlAn ISO 18013-5 mDL presented from the phone's wallet via OID4VP.
Mobile IdentitymidA government-issued mobile identity credential.
EUDI PIDeudi_pidA European Digital Identity (Person Identification Data) credential.

Document and chip

Verify a physical identity document — by photo or by reading its secure chip.

MethodValueWhat it is
Document Capturedocument_capturePhotograph a physical ID; Stile extracts and validates the data (OCR + barcode cross-reference) and matches a selfie to the document portrait.
NFC Passportnfc_passportRead the passport's NFC chip (ICAO 9303) for a cryptographically signed identity. Requires an NFC-capable device.

A workflow can restrict which document types document_capture accepts:

Document typeValue
ID cardID_CARD
PassportPASSPORT
Driver's licenseDRIVERS_LICENSE
Residence permitRESIDENCE_PERMIT
Health cardHEALTH_CARD

Biometric

Use the camera to estimate age or confirm a live, matching person.

MethodValueWhat it is
Facial Agefacial_ageAI age estimation from a selfie — no document required. Ideal for pure age gates.
Selfie Livenessselfie_livenessConfirms a real, physically-present person to defeat photo and replay attacks.
Selfie Matchselfie_matchMatches a live selfie against the portrait on a verified document.

Liveness can run with one of three strategies, set as a workflow preference: 3d_action (the user performs a movement such as a head turn), flashing (screen-light reflection), or passive (no user action).

Signal-based

Derive an age or identity signal from an account the user already holds.

MethodValueWhat it is
Carrier Lookupcarrier_lookupUses mobile carrier records as an age and identity signal.
Open Bankingopen_bankingUses bank account data as an identity signal.

Lower-assurance methods for contexts where a regulation permits them, or where a guardian is involved.

MethodValueWhat it is
Self Attestationself_attestationThe user declares their age or identity. Lowest assurance.
Parental Consentparental_consentCollects consent from a parent or guardian.
StudentstudentVerifies academic enrollment.

Device requirements

Some methods need specific hardware. When a user is on a device that can't run a method — say document capture on a desktop with no camera — the widget offers a desktop → mobile handoff automatically.

MethodNeeds
mdl, eudi_pidA digital wallet app on the user's phone (presented via OID4VP).
midA government mobile-identity app.
nfc_passportAn NFC-capable phone.
document_captureA camera.
facial_age, selfie_liveness, selfie_matchA camera.
carrier_lookupThe user's mobile number / network.
open_bankingThe user's online banking login.
self_attestation, parental_consent, studentNo special hardware.

Choosing methods

You curate methods on a workflow; these tradeoffs help you pick:

  • Assurance vs. friction. Government digital credentials (mDL, mID, EUDI PID) and chip-read passports are the highest assurance but require the user to have the credential or app. Document capture is broadly available but asks for a camera and a few taps. Facial age estimation is the lowest-friction age gate when identity isn't needed.
  • Offer alternatives. With any-of composition, list several methods so users can pick the one they can complete — e.g. mDL for those who have it, document capture for everyone else.
  • Let jurisdiction filtering work. Methods not recognized in the user's market are removed automatically, so you can list a superset and trust the compiled list to be valid where each user is.
  • Stack for high assurance. With all-of, combine independent checks (e.g. document capture plus a liveness selfie) when the use case warrants it.

Strength ranking

When you reuse a prior verification for a returning user, methods are ranked by strength. A credential at a given rank satisfies any requirement at that rank or below.

RankStrengthMethod
1self_attestationUser declaration
2facial_ageAI age estimation
3carrier_lookupMobile carrier verification
4open_bankingBank account verification
5document_capturePhysical ID scan + selfie
6mdlMobile Driver's License
7midMobile ID
8eudi_pidEU Digital Identity

Selfie liveness and selfie match are counted at document-capture strength; student and parental consent at self-attestation strength.

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